Our partnered wealth management company can help you manage your finances and achieve your financial goals, including investments, salary sacrifice to boost your private pension, mortgages, and more. You could also benefit from a free Financial Health Check. Please keep reading for more information about wealth management and how a free consultation could help you plan for the future and save/earn money in the process.
Who could benefit from a free consultation with our partnered wealth management company?
Every Fusion Business Services client can benefit from a free consultation with at Financial Adviser at our partnered wealth management company. Whether you’re a contractor with a limited company or have used our personal tax department – this opportunity is available to you, and we recommend you take advantage.
How can a free consultation with a Financial Adviser help you?
A free consultation with a Financial Adviser could help you manage your finances and improve your wealth prospects in various ways. Here are some of the wealth management topics you may be interested in discussing in more information.
Financial Health Check
Managing your finances and understanding where you stand is extremely important – especially in these difficult economic times. Suppose you would like to discuss your current financial situation with an expert. In that case, we recommend you schedule a free financial health check with a Financial Adviser at our partnered wealth management company. You could discuss the best method of savings, how to consolidate any debt and create a plan to help you get to where you want to be in 2 or 5 years.
Salary Sacrifice (Pensions)
Did you know that you could benefit from boosting your pension pot tax-efficiently by allocating more of your salary towards your private pension? All the money you send to your pension will be subjected to less tax and NI contributions, which could be the perfect way to boost your pension for retirement.
Mortgages
Obtaining a mortgage is often the highest amount of money anyone is likely to need to borrow. With so many providers out there, how do you know what mortgage is best for your financial circumstances? By scheduling a free consultation with a Financial Adviser, you can explore the different mortgages and decide whether your current arrangement is the best for your circumstance or whether it is worth changing to another service. Discussing mortgages could also be extremely valuable for our contractor accountancy clients because obtaining a mortgage as a contractor is notoriously tricky for several reasons.
Borrowing
You may be interested in borrowing some money (such as a bank loan) to help you with an upcoming project, such as house improvements or purchasing a vehicle. Our wealth management partner is ready to discuss your borrowing requirements and will provide you with tailored advice that could help you get better value for money and a loan that meets your exact requirements.
Relevant Life Plan
If you’re a limited company director, setting up a Relevant Life Plan could be an excellent way to create life cover for yourself. And contributions towards a Relevant Life Plan are not taxable because they’re traded as a benefit. If you want more information about starting a Relevant Life Plan, schedule a free consultation with a Financial Adviser today.
Investments and Savings
If you have a pot of money but are concerned you are not getting the best return (perhaps from a savings account), a free consultation with a Financial Adviser could be highly beneficial. They could help you identify new methods of boosting your savings with investments (including stocks), new savings accounts and more.
Enterprise Investment Schemes and Venture Capital Trusts
Enterprise Investment Schemes (EIS) is a government scheme designed to promote investment into newly launched businesses. Operated by fund managers, Venture Capital Trusts (VCT) are businesses with shares on the stock exchanges. Investing in EIS and VCT might be of interest because shares that have been newly issued benefit from income tax relief of 30%, and earnings are tax-free (no Capital Gains). For more information, schedule a free consultation with a Financial Adviser today.
Schedule a free consultation with a specialist Financial Adviser now
If you’re a Fusion Business Services client, you can schedule a free consultation with a Financial Adviser now. Please call our team on 0800 229 4020 or send us a message via the form on this page. We’ll pass your information on to our partner, and a specialist Financial Adviser will be in contact shortly. There is absolutely no obligation to use their service or to register with any third parties.